Skip to main content

Privacy Policy

Last updated: May 12, 2026

This Privacy Policy describes how FinanceTools ("we," "us," or "our") at tools.pablomontesfm.com collects, uses, and shares information when you visit our website.

1. Information We Collect

Calculator Inputs

All calculations on FinanceTools are performed entirely in your browser using JavaScript. The numbers you enter into our calculators are never sent to our servers and are never stored or logged.

Automatically Collected Information

When you visit our site, we may automatically collect:

  • IP address (anonymized)
  • Browser type and version
  • Pages visited and time spent
  • Referring website
  • Device type and operating system

2. Cookies

We use cookies and similar tracking technologies to operate our site and serve advertisements. Cookies are small text files stored on your device.

Types of cookies used:

  • Essential cookies: Required for basic site functionality.
  • Analytics cookies: Help us understand how visitors use our site (e.g., Google Analytics).
  • Advertising cookies: Used by Google AdSense to serve relevant ads (see Section 4).

You can disable cookies in your browser settings, though this may affect site functionality.

3. How We Use Information

We use collected information to:

  • Operate and improve our calculators and website
  • Analyze site traffic and usage patterns
  • Display relevant advertisements
  • Comply with legal obligations

4. Google AdSense and Advertising

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies (including the DART cookie) to serve ads based on your prior visits to this and other websites.

Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet. You may opt out of personalized advertising by visiting Google Ads Settings.

For more information on how Google collects and uses data, please see Google's Privacy Policy at policies.google.com/privacy.

5. Third-Party Services

Our site may use the following third-party services:

6. Data Retention

We do not store your calculator inputs. Server log data (IP addresses, page views) is retained for a maximum of 90 days for security and analytics purposes.

7. Your Rights (GDPR / CCPA)

Depending on your location, you may have the right to:

  • Access, correct, or delete personal data we hold about you
  • Opt out of data collection for advertising purposes
  • Request a copy of your data

To exercise these rights, contact us.

8. Children's Privacy

Our site is not directed at children under 13. We do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance.

10. Contact

Questions about this Privacy Policy? Contact us here.